Calculator
Estimate your monthly payment.
Adjust home price, down payment, rate, term, taxes, insurance, and HOA. Use this as an educational model—not a loan offer.
Loan amount $360,000
Estimated payment
$2,875.44/mo
- Principal & interest$2,275.44
- Taxes$450.00
- Insurance$150.00
For informational purposes only. Estimates are not a commitment to lend or an offer of credit. Actual payment and terms may vary based on credit profile, property, loan program, and underwriting.
Amortization preview
First 12 months of estimated principal and interest allocation.
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $2,275.44 | $325.44 | $1,950.00 | $359,674.56 |
| 2 | $2,275.44 | $327.21 | $1,948.24 | $359,347.35 |
| 3 | $2,275.44 | $328.98 | $1,946.46 | $359,018.37 |
| 4 | $2,275.44 | $330.76 | $1,944.68 | $358,687.61 |
| 5 | $2,275.44 | $332.55 | $1,942.89 | $358,355.05 |
| 6 | $2,275.44 | $334.36 | $1,941.09 | $358,020.70 |
| 7 | $2,275.44 | $336.17 | $1,939.28 | $357,684.53 |
| 8 | $2,275.44 | $337.99 | $1,937.46 | $357,346.54 |
| 9 | $2,275.44 | $339.82 | $1,935.63 | $357,006.73 |
| 10 | $2,275.44 | $341.66 | $1,933.79 | $356,665.07 |
| 11 | $2,275.44 | $343.51 | $1,931.94 | $356,321.56 |
| 12 | $2,275.44 | $345.37 | $1,930.08 | $355,976.19 |
For informational purposes only. Estimates are not a commitment to lend or an offer of credit. Actual payment and terms may vary based on credit profile, property, loan program, and underwriting.
Interest rates, insurance premiums, tax assessments, and HOA dues vary by borrower, property, and market conditions. This calculator does not include all possible costs such as mortgage insurance, flood insurance, or special assessments unless you add them manually into related fields.